Co-founder and CPO

Flexpay Solutions Ltd. ,
London, Greater London
More Details
Job Type: Full-time
Contract Type: Permanent

Overview

Dear Co-Founder / CPO FlexPay Solutions is a niche start-up aiming to provide a financial alternative for those seeking to eradicate unfavourable overdraft terms by offering an innovative financial solution for its customers. General interest rates of 35-40% for all overdraft users have/will become reality until the 6 th April 2020, with increasing cost for previously arranged overdraft users with reliable credit histories. FlexPay Solutions offers a secure and automated digital alternative avoiding bureaucratic credit applications with expensive and longer-lasting credit alternatives (e.g. payday). We connect overdraft customers to build up personal low-interest overdraft facilities by optimising different paydays and counter-cyclical cash flows for customers with solid overdraft histories. In the UK today, 26m Brits use overdraft facilities each year, 19m of which use arranged overdraft. The majority of arranged overdraft users require £250 for 7 days in 8 out of 12 months. Our users are given the chance to circulate liquidity on-demand to significantly reduce credit charges at both ends. If you’re interested in changing the cost structure and business model dictated by banks, FlexPay Solutions offers a chance to become an integral stakeholder in a rapidly expanding sector. We are seeking a hands-on Co-Founder & CPO (Chief Product Officer) to join me and the CTO to structure and execute the on-going technology build. We offer a fair share of equity as you’ll optimally lead the product development, marketing strategy & operations workstreams in a team of 3 founders. Optimally, you will bring the following experiences: Proven track record in defining credit products Experience in bringing a credit product to market Knowledge of legal requirements to launch a debt product Strategy experience in FinTech solutions and customer acquisition Lending or risk management experience Previous ownership of different workstreams & teams Creation of marketing roadmaps and growth models Eventually: Operations and team-building experiences Well connected to the FinTech world and previous funding experience If you consider yourself a good fit for identifying technological opportunities around Open Banking and future business models in the short-term lending market coupled with business and commercial operations and would like to grow a business and share an outlook to making a material impact in the Financial Services sector, please express your interest and we will respond to every suitable applicant. Thank you

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